You may be considering taking a trip and staying in an Airbnb. Many people have been taking this route lately. Airbnbs offer privacy and the ability to social distance that other options do not. But, injuries can happen anywhere, at any time. If you stay in an Airbnb, it is possible that you will become injured. An injury can take a serious toll financially, physically, and emotionally, and you may deserve compensation for these burdens. If you or a loved one has been injured in an Airbnb accident, read on to learn more.
Who is Responsible for an Airbnb Accident?
Airbnb knows that accidents are bound to occur. As a result, Airbnb has its own insurance coverage. This coverage is called Host Protection Insurance. Under this plan, Airbnb may provide up to $1 million to those who are injured on the premises of an Airbnb. This means that the host or owner of the property is not responsible. That being said, there are some instances that Airbnb will not provide coverage for. These instances include:
- Intentional acts, such as a guest fighting with another person and sustaining an injury
- Accusations of slander or defamation of character
- Property issues, such as bed bugs, asbestos, communicable diseases, or certain other unsafe living conditions
- Auto accidents, such as car accidents occurring on the premises
If your incident involves one of the above issues, you may still be eligible to receive compensation, just not from Airbnb. Contact an attorney to find out whether your accident is covered by Airbnb’s insurance plan.
What if Airbnb’s Coverage is not Enough?
There are some cases in which $1 million does not cover the damages of your accident. This is especially possible if your injury results in a long hospital stay and/or multiple surgeries. In this event, you will need to contact a skilled personal injury attorney. A dedicated attorney will fight for you to receive the compensation you deserve. To make sure you don’t miss your opportunity to recover compensation, you will have to file your claim by a certain deadline. This deadline is known as a statute of limitations. In Connecticut, the statute of limitations for a personal injury claim is generally three years from the date of the accident.
If you or a loved one has been injured in an Airbnb accident, contact our firm today.
Contact our Firm
Marc N. Needelman is an experienced attorney working throughout the state of Connecticut. If you need an attorney who is ready to fight for the financial compensation you deserve, please do not hesitate to contact us to set up a free initial consultation. Our firm deals with matters relating to real estate, personal injury, criminal defense, estate planning, and more.