Owner of the vehicle loaned the car to the driver who was at fault at large accident. Driver has his own insurance on this vehicle. Owner has his own policy. The claims from multiple parties most definitely will exceed limits on the driver’s and/or owners policy. Can owner of the vehicle be sued?
In Connecticut, the owner of a motor vehicle is responsible for the negligence of one who he/she “loans” the vehicle. Insurance for the owner is primary, and any coverage the driver has may also be available.